INSIGHTS
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INSIGHTS

Boost for Borrowers as Lenders Ease Affordability Criteria
Hardly a day goes by without another lender reducing its mortgage rates for new purchases and remortgages. Falling Swap rates, which underpin the pricing of

Navigating Expat mortgages: An insider’s guide to buying property from abroad
The modern professional landscape is increasingly global and while many British workers are finding themselves building careers across continents, the desire to maintain a connection

Lifetime mortgages: Modern financial solutions for later life
In the world of later life finance, things have changed dramatically over recent years. Gone are the days of restrictive equity release products that once

Making Inheritance Tax work for you: How Life Insurance can help
“For high-net-worth individuals, inheritance tax planning is a crucial aspect of wealth management,” says Rob May, director of life and inheritance tax at SPF. “If

The reality behind Grand Designs: Financing a self-build project
If you have the ambition to build your dream home, there’s a lot to consider. While popular TV shows like Grand Designs showcase impressive self-build

First-time buyers: Act fast or wait?
Taking your first step on the property ladder is a big deal, and it’s most likely the largest expense you’ve faced so far. But while

Insurance coverage for flood damage in London: What you need to know
“Across December 2024 and January 2025 there has been a number of headlines relating to storms. The damage this can cause to property is a

SPF Private Clients launches Business Finance division
SPF Private Clients (SPF) is launching a Business Finance division to assist small and medium-sized enterprise (SME) owners access competitive funding solutions. Craig Ashton and

SPF Private Clients opens Dubai office
SPF Private Clients (SPF) continues its expansion plans with the launch of an office in Dubai, moving a director from London to head up the