So you have bought your new house and now would like to put your own stamp on it to really make it feel like home. It’s an exciting concept but have you yet considered how this will affect your insurance?

Regardless of whether your planned renovations are structural or not, it is something that your insurance company will ask you to reveal details of. Nine times out of ten your insurer will either reduce coverage quite dramatically or ask for the policy to be cancelled. Renovation insurance covers you for the things that might go wrong while your renovation works are being carried out.

SPF’s brokers can arrange renovation insurance for you, giving you peace of mind during the entire project and leaving any uncertainties at the door.