Residential Mortgages

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Whatever your insurance enquiry, we will endeavour to be of assistance to you.

BUY-TO-LET MORTGAGES

PORTFOLIO LANDLORDS

Growing your property portfolio efficiently

PORTFOLIO REVIEW SERVICE

Landlords with four or more properties are referred to as ‘portfolio landlords’. Our buy-to-let advisers have vast experience in dealing with portfolio landlords and offer advice on portfolios held in individual names as well as special purpose vehicles (SPVs) and trading companies.

A number of our clients choose to incorporate properties into limited companies and we can assist with the mortgage element of this. We are not however authorised to give taxation advice, therefore, it is important to seek specialist tax advice before setting up a limited company structure.

We offer a portfolio review service, looking at your portfolio in its entirety to determine potential solutions to reduce mortgage costs or raise further finance, should this be your preference.

We strive to provide the advice you need to help you grow your portfolio in a cost-effective way, manage it more easily and generate the best returns possible.

If you fail to keep up with payments on your mortgage a ‘receiver of rent’ may be appointed and/or your rental property may be repossessed.

We may charge a fee for the advice we provide; this fee will be dependent upon your personal circumstances and will be agreed with you after we have fully understood your requirements. Any fee is usually payable upon successful completion of your mortgage.

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Whatever your enquiry, we will endeavour to be of assistance to you. Please feel free to call us or complete our enquiry form below.

PORTFOLIO LANDLORDS

team members

Wendy Docherty
Director
Wendy is a seasoned mortgage expert with 20 years’ service at SPF and a passion for helping clients build and manage diverse property portfolios. With expertise in large portfolios, HMOs (Houses in Multiple Occupation), student accommodation, holiday/short-term lets and semi-commercial properties, Wendy brings a wealth of knowledge to every client interaction. With a keen eye for market trends and long-standing lender relationships, Wendy helps her clients get the ultimate performance out of their buy-to-let portfolios.
Howard Levy
Director
Howard Levy is a renowned figure in the buy-to-let mortgage broking industry. With two decades of dedicated experience in the sector, Howard has a keen understanding of market dynamics and investment strategies. Throughout his illustrious career, Howard has navigated the complexities of property investment with finesse, consistently delivering outstanding results for his clients. As the architect behind the largest buy-to-let incorporation in the UK, Howard has demonstrated his ability to execute complex transactions with precision and ingenuity. Howard continues to push the boundaries of innovation in the buy-to-let sector.
Nathan Harris
Associate

With over 8 years experience as a mortgage adviser at SPF, Nathan brings a wealth of expertise to the table. Throughout Nathan’s career, he has cultivated a deep understanding of the UK property market, with a keen interest in buy-to-let investments. His knowledge allows him to help his clients navigate the complexities of property investment and financing. Nathan’s greatest strength lies in his ability to build and nurture solid relationships with lenders.

Dan Morris
Associate

Dan has been a mortgage adviser at SPF for over 5 years. Well versed in both buy-to-let and residential mortgages, Dan offers his clients a comprehensive understanding of diverse property financing needs.

RELATED GUIDES

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Whatever your enquiry, we will endeavour to be of assistance to you. Please feel free to call us or complete our enquiry form below.