An award-winning financial services intermediary

Our key services

Mortgages

Since 1997 we have provided best advice across a wide range of lending scenarios. From buying a first home through to multi-million-pound purchases, we have helped turn thousands of clients’ property dreams into reality.

INSURANCE & PROTECTION

Our teams of advisers cover Private Client, Commercial and Legal Indemnity Insurance plus Protection products. We work with a panel of leading insurance providers to ensure we find the most competitive and comprehensive insurance for our clients.

FINANCIAL PLANNING

Our independent financial advisers work across all areas of Financial Planning. From retirement strategies to investment strategies and inheritance tax planning, we can help you plan ahead for a more comfortable future.

COMMERCIAL

Recognised as a highly experienced commercial real estate team, our experts offer a bespoke structuring and execution service across all sectors including commercial real estate, development, hotels and healthcare.

Employee Benefits

We partner with HR and Employee Benefits & Wellbeing teams, across SMEs and large corporates, to provide their staff with an award-winning mortgage advice service.

what we offer

A BESPOKE
SERVICE

We provide a premium, personalised service for all clients, working quickly and discreetly to achieve your desired outcome.

industry relationships

We have exceptional relationships with the lenders and insurance providers we work with, enabling us to negotiate the best terms for you.

specialist knowledge

For our advisers, no situation is too complicated – our expert knowledge and wealth of experience means we find solutions where others often cannot.

transparency and trust

Our impartial advisers pride themselves on their commitment to transparency, giving you peace of mind during the transaction.

Download our guides

a guide to buying at auction

a guide to remortgaging

a guide to refurbishment finance

a guide to mortgages

latest Market Insights

BANK OF ENGLAND VOTES TO CUT THE BASE RATE TO 4.5 PER CENT IN FEBRUARY 2025

The Bank of England has today decided to cut the base rate to 4.5%. Commenting on the Bank’s decision, Mark Harris, chief executive of mortgage broker SPF Private Clients, says: “As widely expected, the Monetary Policy Committee voted to reduce interest rates by a quarter-point

February 6, 2025

SPF PRIVATE CLIENTS LAUNCHES BUSINESS FINANCE DIVISION

SPF Private Clients (SPF) is launching a Business Finance division to assist small and medium-sized enterprise (SME) owners access competitive funding solutions. Craig Ashton and Tom Naidu will draw upon their backgrounds in business finance and commercial lending to offer the full range of business

February 5, 2025

FALLING INFLATION ENHANCES CHANCE OF FEBRUARY RATE CUT

News that the rate of consumer prices index (CPI) inflation fell to 2.5 per cent in December, a surprise dip from November’s 2.6 per cent, bodes well for the future direction of interest rates. Although the Bank of England’s inflation target is 2 per cent,

January 17, 2025