INSIGHTS
MARKET
INSIGHTS

Budget 2025: what it means for your property and investments
Now that the Chancellor has delivered her second Budget, Chief Executive Mark Harris and Antony Cousins, Head of the Wealth Management team at SPF Private

What does the Budget have in store?
With the Chancellor due to deliver her budget on 26th November, Chief Executive Mark Harris and Antony Cousins, Head of the Wealth Management team at

Bank of England votes to hold the base rate at 4 per cent in November 2025
Whilte the Monetary Policy Committee (MPC) voted to hold interest rates at 4% at today’s meeting, the cost of borrowing continues to ease with several

Bank of England votes to hold the base rate at 4 per cent in September 2025
The Monetary Policy Committee (MPC) has voted to hold interest rates at 4% at today’s meeting. Members voted by a majority of seven to two

Rumoured property tax reforms and the Autumn budget
The Chancellor of the Exchequer has announced that her budget will be on 26 November 2025. While it is still some way off, there is

The impact of Inheritance Tax changes on non-doms, and how to protect your wealth
A recent report from Henley & Partners, widely reported across the UK press, predicts a major exodus of millionaires from the UK in 2025. Many

Joint Borrower Sole Proprietor mortgages – helping purchasers onto the housing ladder
A Joint Borrower Sole Proprietor mortgage enables multiple individuals (usually, but not always, parents of the offspring buying the property) to combine their incomes to

Why there’s more to small business finance than loans and credit cards
Most business owners of SMEs are familiar with traditional financing options, such as business loans and credit cards, yet take-up rate is low. Figures from

Mortgage reforms aimed at first-time buyers
Getting on the housing ladder is a challenge, particularly for those who don’t have financial assistance from the Bank of Mum and Dad, so plans