INSIGHTS
MARKET
INSIGHTS

BANK OF ENGLAND VOTES TO CUT THE BASE RATE TO 4.5 PER CENT IN FEBRUARY 2025
The Bank of England has today decided to cut the base rate to 4.5%. Commenting on the Bank’s decision, Mark Harris, chief executive of mortgage

SPF PRIVATE CLIENTS LAUNCHES BUSINESS FINANCE DIVISION
SPF Private Clients (SPF) is launching a Business Finance division to assist small and medium-sized enterprise (SME) owners access competitive funding solutions. Craig Ashton and

FALLING INFLATION ENHANCES CHANCE OF FEBRUARY RATE CUT
News that the rate of consumer prices index (CPI) inflation fell to 2.5 per cent in December, a surprise dip from November’s 2.6 per cent,

SPF PRIVATE CLIENTS OPENS DUBAI OFFICE
SPF Private Clients (SPF) continues its expansion plans with the launch of an office in Dubai, moving a director from London to head up the

WHAT DOES THE MORTGAGE MARKET HOLD FOR EARLY 2025?
Borrowers looking for a bargain will be hoping for January sales from lenders with lower mortgage rates as we kick off the new year. The

BANK OF ENGLAND VOTES TO HOLD THE BASE RATE AT 4.75 PER CENT IN DECEMBER 2024
The Bank of England have today voted to hold interest rates at 4.75 per cent. While it is no surprise that the Bank of England

Howden’s new headquarters for the North West officially open
This week saw the official opening of Howden House, Howden’s new headquarters for the North West, within which SPF has a long-established team of advisers.

BANK OF ENGLAND VOTES TO CUT THE BASE RATE TO 4.75 PER CENT IN NOVEMBER 2024
The Bank of England has cut rates by 25 basis points to 4.75 per cent. As widely expected, the MPC voted to reduce interest rates

REACTION TO THE AUTUMN BUDGET 2024
Chancellor of the Exchequer, Rachel Reeves, delivered the Labour government’s first Budget on 30 October with a promise to “restore economic stability” and “invest, invest,