In order to maximise the returns from your investment property, it is vital that you do not pay more than you need to for your buy-to-let mortgage. Ensuring you shop around before your fixed or tracker rate comes to an end is essential or you may end up paying a much higher rate.

With so many buy-to-let remortgage products available, SPF makes the process easier for you by scouring the whole of the market on your behalf in order to find the most suitable and cost-effective mortgage.

Our experienced advisers have spent many years remortgaging landlords onto more competitive rates. We will be able to tell you whether there is a better one out there for you, and whether you qualify for it. Even if your existing mortgage lender can’t offer you a more competitive rate at the end of your deal, there may be another lender who can – and we will be able to identify them.

If you fail to keep up with payments on your mortgage a ‘receiver of rent’ may be appointed and/or your rental property may be repossessed.

We may charge a fee for the advice we provide; this fee will be dependent upon your personal circumstances and will be agreed with you after we have fully understood your requirements. Any fee is usually payable upon successful completion of your mortgage.