Mortgages
- Over 25 years experience providing expert advice to our clients
- Range of expertise from Residential, Buy-to-Let and Specialist mortgages
- Our teams provide a premium, personalised and transparent service to all our clients
A leading whole-of-market mortgage broker
For many people, a property will be their biggest monthly expense, so finding and securing the right finance is essential. By using an experienced independent mortgage broker like SPF you could save considerable time, stress and money.
Our first step is to make sure you get the right mortgage or finance for you. You likely already know that there’s a massive amount of choice out there. But there are many mortgages, and mortgage rates, you simply won’t find on comparison sites, or even via high-street banks – they can only be accessed by a whole-of-market mortgage broker.
The right mortgage, the best service
We cover all kinds of mortgages, from Residential, Buy-to-Let, Specialist mortgages and Short-Term finance.
But finding the mortgage or finance that’s right for you is just part of the service we provide. We’ll make sure you’re in the best position to get an offer, and the best deal as well. And we’ll manage the whole process, from application through to completion. So you’ll quickly get certainty and peace of mind.
How can we do all this? In the first place, we have over 25 years’ experience, which means that we’ve developed excellent relationships with all kinds of mortgage lenders. Our team of brokers is also backed by dedicated customer relationship managers and other support staff, which is why our service is so comprehensive.
- WHAT WE DO
- Residential Purchases and Remortgages
- Buy-to-Let Purchases, Remortgages and Portfolio advice
- Specialist Mortgages including Self-Build, Expat and Later Life Lending
- Short-Term Finance including Bridging and Auction finance
Why use a mortgage broker?
It is predicted that 89% of all mortgages in 2024 were organised via a broker (source IMLA). Working with a independent, whole of market mortgage broker can save you a great deal of time, stress and money, and you’ll gain invaluable advice throughout the process, and even post-completion. They’ll look to secure you the best deal, and can often access lenders, rates and financing that is not available to the general public.

Our Services
We off advice across a wide range of residential mortgage products, from helping first-time buyers get on to the property ladder to assisting clients with their remortgage requirements or when moving home.
Our expert team provides a comprehensive service for landlords of all kinds, from those with one or two properties right up to 150+ property portfolios spanning residential, commercial and mixed use.
Whether you are over 55, an expat, looking to start a self-build project or considering buying abroad we can help. We have experts across a wide range of specialist mortgage types who can advise you on the best approach.
If you are looking for bridging or auction finance our short-term finance team will ensure you access the right specialist lender and guide you on the many different options. They’ll also ensure the whole process is as simple and stress-free as possible.
Useful Links
Our People
We have over 50 mortgage brokers backed by an extensive team of support staff. Our experts have extensive experience in their specialist areas, and pride themselves on the service they offer our clients.
Calculators
Our mortgage calculators are a handy way of exploring your options. These tools lets you explore different scenarios, timeframes, costs and potential savings, including stamp duty and overpayment.
Mortgage Rates
See the best mortgage rates available today. Our online mortgage rate finder lets you search and compare available mortgage deals, and see what your interest rates and monthly repayments could be.
CONTACT FORM
Whatever your enquiry, we will endeavour to be of assistance to you. Please feel free to call us or complete our enquiry form below.