How much money do I need to build a house? How much can I borrow? How do I ensure that I don’t run out of money? Do I go to my bank or a mortgage adviser? These are just a few questions you need answers for before embarking on a self-build project. You want to know if a project is achievable well before you start incurring any costs.

This is where SPF can help. When it comes to self-build finance, the value that a good mortgage adviser adds to your team of professionals is significant. We have access to all the lenders on the market and can advise as to the correct provider offering the correct product for your project. This will save you hours spent searching for the right lender yourself. It’s not just about the rate of interest you pay; the wrong structure could mean you are tied into a self-build product several years after the project is finished, unnecessarily incurring a large amount of interest.

Our team has a real passion for helping clients build their dream home and would be very happy to discuss the finance options available to you.

Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

We may charge a fee for the advice we provide; this fee will be dependent upon your personal circumstances and will be agreed with you after we have fully understood your requirements. Any fee is usually payable upon successful completion of your mortgage.