SPEAK to AN Adviser
Whatever your wealth & protection enquiry, we will endeavour to be of assistance to you.
Unlock the potential of your property investment portfolio with a limited company mortgage tailored to your needs. At SPF Private Clients, we specialise in helping investors maximise tax efficiency and portfolio growth through strategic mortgage solutions.
More investors are turning to limited company structures for property purchases, benefiting from potential tax advantages and streamlined portfolio management.
However, securing a mortgage for a limited company requires specialist lenders and a different approach compared to personal buy-to-let borrowing.
Our team works closely with landlords and investors to secure financing that supports long-term success. With access to a wide range of lenders, including specialist providers and private banks, we offer:
→ Exclusive limited company mortgage products designed for buy-to-let investors.
→ Competitive interest rates and flexible lending terms.
→ Expert advice on structuring property investments for maximum tax efficiency.
→ Solutions for new and established limited companies, including SPVs (Special Purpose Vehicles).
Navigating the mortgage market for limited companies requires specialist knowledge and access to lenders who understand corporate property investments. Our team at SPF Private Clients provides tailored solutions to help you choose the most competitive mortgage for a limited company, ensuring your investment goals are met with confidence.
Speak with one of our mortgage specialists today to explore the best options for your property investment strategy.
A limited company mortgage is a type of buy-to-let loan designed for properties purchased through a company structure rather than in an individual’s name. These mortgages are often used by landlords seeking tax efficiencies and long-term portfolio growth.
Both new and existing limited companies can apply. Many lenders prefer Special Purpose Vehicles (SPVs) set up specifically for property investment, but some will consider trading companies as well.
Rates can be slightly higher than standard buy-to-let mortgages due to the perceived risk for lenders, but our expertise ensures you get the most competitive deal available.
Your property may be repossessed if you do not keep up repayments on your mortgage. For Buy-to-Let a ‘receiver of rent’ may be appointed and / or your rental property may be repossessed.
The FCA does not regulate some forms of buy-to-let and commercial mortgages or taxation advice. The FCA also does not regulate estate planning, Inheritance Tax planning, cashflow modelling, wills or trusts.
The value of investments may fall as well as rise and you may not get back the full amount invested; past performance should not be taken as an indicator of future performance.
We may charge a fee for the advice we provide; this fee will be dependent upon your personal circumstances and will be agreed with you after we have fully understood your requirements. Any fee is payable upon successful completion of your transaction, unless agreed otherwise. We may also receive commission from the lender/insurer.
Please enter your details and one of our team will be in contact to discuss your requirements and options.