SPEAK to AN Adviser
Whatever your wealth & protection enquiry, we will endeavour to be of assistance to you.
At SPF Private Clients, we work closely with individuals who earn foreign income to secure a mortgage in the UK.
We can help you find a trusted lender that offers foreign-income mortgages in the UK. Working with a diverse clientele for over 25 years, we’re experienced in dealing with complex mortgage types – including foreign income mortgages.
While some lenders tend to shy away from foreign income mortgages, we work to ensure you reach your end goal successfully – securing a foreign income mortgage in the UK.
Foreign income from the following is typically considered by UK-based lenders:
Our trusted mortgage advisers are well-recognised within the industry. We have a wealth of knowledge and experience under our belts, resulting in award-winning services that are both transparent and helpful.
Our mortgage advisers are dedicated to finding you a reputable lender for a foreign income mortgage in the UK. We have close industry relationships, which enables us to negotiate some of the best terms on your behalf.
Please note that your property could be repossessed if you don’t keep up repayments on your mortgage or any other debt secured on your home. We may charge a fee for the advice provided, depending on your circumstances. Fees will be agreed with you after we have fully understood your requirements.
To speak with a member of our team about how we can help you find a foreign mortgage, please contact us today.
The application process for foreign mortgages in the UK differs depending on the lender. Key documents will be required to apply, and some factors may affect approval – such as the amount of foreign income you receive and the country you work in.
Lenders will calculate foreign income on UK mortgages by converting the foreign currency into pounds sterling at a set rate.
Your property may be repossessed if you do not keep up repayments on your mortgage. For Buy-to-Let a ‘receiver of rent’ may be appointed and / or your rental property may be repossessed.
The FCA does not regulate some forms of buy-to-let and commercial mortgages or taxation advice. The FCA also does not regulate estate planning, Inheritance Tax planning, cashflow modelling, wills or trusts.
The value of investments may fall as well as rise and you may not get back the full amount invested; past performance should not be taken as an indicator of future performance.
We may charge a fee for the advice we provide; this fee will be dependent upon your personal circumstances and will be agreed with you after we have fully understood your requirements. Any fee is payable upon successful completion of your transaction, unless agreed otherwise. We may also receive commission from the lender/insurer.
Please enter your details and one of our team will be in contact to discuss your requirements and options.