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Whatever your wealth & protection enquiry, we will endeavour to be of assistance to you.
We offer tailored mortgage solutions for earning professionals who require flexibility, competitive rates, and specialist guidance with over 25 years of experience.
As a professional, your career trajectory, earnings structure, and financial potential set you apart.
At SPF, we specialise in securing professional mortgages designed for doctors, lawyers, accountants, architects, and other high-earning individuals.
If you’re self-employed, on a partnership track, or managing complex income streams, we provide bespoke mortgage solutions tailored to your ambitions.
With property prices rising and lending criteria tightening, professionals need expert mortgage advice now more than ever.
We can offer:
Lenders often assess professionals differently, acknowledging career progression and future earnings in their calculations.
Our dedicated mortgage advisers understand the nuances of professional income, from bonuses and dividends to fluctuating self-employed earnings. We work closely with lenders to negotiate the best terms, making sure you secure the mortgage you deserve.
We know time is precious. That’s why we handle the complexities of your mortgage application, so you can focus on your career while we secure the right financing for your property.
In a competitive market, securing a professional mortgage requires strategy and timing.
Are you purchasing your first home? Upgrading to a larger property or refinancing for better terms? No matter your reason, our expert advisers are here to help.
Don’t let rigid lending criteria hold you back, discover a mortgage designed for your success today.
Get in touch now to find out how we can secure the best professional mortgage for you.
Lenders often offer enhanced affordability assessments for professionals, meaning you may be able to borrow more than traditional applicants. Your borrowing power depends on your income, career stage, and lender criteria.
Professional mortgages are typically available for doctors, dentists, solicitors, barristers, accountants, architects, and other high-earning individuals. Eligibility varies by lender so arrange a call with our team to see if you qualify.
While a higher deposit can unlock better rates, some lenders offer specialist professional mortgage products with lower deposit requirements, recognising strong future earning potential.
Your property may be repossessed if you do not keep up repayments on your mortgage. For Buy-to-Let a ‘receiver of rent’ may be appointed and / or your rental property may be repossessed.
The FCA does not regulate some forms of buy-to-let and commercial mortgages or taxation advice. The FCA also does not regulate estate planning, Inheritance Tax planning, cashflow modelling, wills or trusts.
The value of investments may fall as well as rise and you may not get back the full amount invested; past performance should not be taken as an indicator of future performance.
We may charge a fee for the advice we provide; this fee will be dependent upon your personal circumstances and will be agreed with you after we have fully understood your requirements. Any fee is payable upon successful completion of your transaction, unless agreed otherwise. We may also receive commission from the lender/insurer.
Please enter your details and one of our team will be in contact to discuss your requirements and options.