High-Net Worth Mortgages
- Over 25 years experience providing expert mortgage advice to our clients
- Access to the whole mortgage market, including products only available via brokers
- A team of expert mortgage advisers who manage the whole transaction
Mortgage solutions for high-net worth clients
Getting a large or high-net worth mortgage often requires a more specialised approach, particularly if you have complex income streams and need a lender offering greater flexibility. A high-net worth client is defined by having either £300k annual net income or £3m+ in net assets, and a significant number of the mortgages we arrange are for high-net worth clients.
As a whole-of-market brokerage we have access to high-value mortgage options from private banks and specialist lenders, as well as the high-street banks. We can also access preferential rates and bespoke arrangements on large mortgages that are available either exclusively to us or only a handful of brokerages. This means you can rest assured that you really are getting a competitive mortgage.
Our experienced mortgage advisers are on hand to guide you through the process, taking the time to get to know you and really understand your circumstances and requirements. We are familiar working with more complicated income sources – we can navigate your tax returns, business accounts and foreign currency income streams, for example, and connect you to the lender that’s most appropriate for you.
If your mortgage is classed as a foreign currency mortgage, changes in the exchange rate may increase the Sterling equivalent of your debt.
- How We Can Help
- Complex income structures
- Solutions for foreign nationals, expats and non-UK residents
- Solutions for complex ownership structures (onshore and offshore trusts, limited companies, foundations, funds and more)
- High value interest-only mortgages
Why Use a Mortgage Broker?
It is predicted that 89% of all mortgages in 2025 will be organised via an adviser or broker (source IMLA). Working with a independent, whole of market mortgage adviser can save you a great deal of time, stress and money, and you’ll gain invaluable advice throughout the process, and even post-completion. They’ll look to secure you the best deal, and can often access lenders, rates and financing that is not available to the general public.
Ready to Discuss Your Mortgage?
Complete our enquiry form and one of our expat mortgage advisers will be in contact.