Employee Benefits
A Valuable Employee Benefit That Supports Financial Wellbeing
In today’s economic climate, supporting employees’ financial wellbeing is more important than ever. With higher interest rates, rising mortgage costs and pressure to protect your assets and finances, homeownership can be a major source of stress for some employees.
Our mortgage advisory and financial planning service is designed specifically for employers who want to offer meaningful support to their employees. This service seamlessly complements your existing employee benefits and wellbeing strategy, adding a crucial financial wellbeing component to help your employees successfully navigate homeownership and long-term financial planning.
Trading as Howden Mortgages & Financial Planning we form part of the wider Howden Group employee benefits proposition. The group take a fresh, dynamic approach to rethink the way employee benefits should work, helping you build a programme that not only meets the needs of your business but also reflects your unique culture and values. Our employee benefits solutions empower your people, improve engagement, and drive better business performance.
Our team of advisers provide expert, tailored, whole-of-market advice. They will understand your employees circumstances and needs, including reviewing any existing products they have, and recommend the best available products. We can help with a wide range of mortgage types, including buying a new home, remortgaging or managing a Buy-to-Let portfolio.
Plus employees will not be charged a broker fee when we arrange the mortgage, with the exception of specialist mortgages (e.g. Lifetime Mortgages, Self-Build Mortgages or Bridging Finance) where we may charge a fee for the advice we provide.
Our team of independent financial advisers can provide your employees with impartial advice across a range of areas. These include retirement strategies, investment planning and reviewing existing portfolios, Inheritance Tax planning, or more general financial planning advice on areas such as ISAs or pension allowances.
For financial planning advice, the initial consultation is free. Should your employees wish to proceed, any applicable fees will depend on the complexity of the requirements and will be agreed before proceeding.