Bespoke insurance for all your commercial requirements

getting you the right cover at a competitive price

SPF has a team of advisers who are experts in commercial real estate insurance and can advise on a wide range of cover tailored to your specific business needs. We will know which insurers to approach in order to get the right cover for you at a competitive price. Our busy commercial clients particularly value the level of service we deliver, saving them time and effort, while buying them peace of mind.
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Property Owners

SPF has developed a specialist Real Estate insurance policy for a broad spectrum of property owners. Our clients range from major property investors, pension funds and property managers to private landlords.

We use our significant buying power to give you access to a specialist panel of leading Real Estate insurers, which keeps the quality of cover high and the premiums competitive.

As a leading provider of specialist Property Owners insurance, our expert team has a deep understanding of the sector. We understand the market landscape and our clients’ relationships with leaseholders, tenants and funders. In this way, you can rely on us to identify and manage the unique exposures your progamme may have with a policy tailored to your needs.


Construction Insurance

Whether you are an owner or developer, it is important to have the right contract works cover in place.

SPF can provide tailored construction insurance solutions for every element of your works programme, whether they are major projects or small extensions and renovations.

Our construction project solution will protect the work itself during its course of the construction as well as any associated liabilities and other risks you may have (such as delayed start up).

Building Warranties

Residential Warranties and Commercial Latent Defects insurance is taken out by a developer to provide cover in case there is an inherent defect in the workmanship, design or materials used after completion of a new build property. Policies tend to run for up to 10 or 12 years from completion as defects in construction may not emerge immediately.

On any development, many different subcontractors are likely to be involved in the build but latent defects insurance provides an all-inclusive warranty for all of the work undertaken.

Residential warranties for recently built properties are also seen as a requirement by most mortgage lenders.

SPF can source Residential Warranties and Commercial Latent Defect policies for you for your new build property and can also investigate retrospective cover or a replacement warranty if the build has already started.

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Engineering Inspection & Insurance

SPF has direct access to both of the major engineering inspection insurers in the UK and is able to arrange competitive cover for statutory inspection and engineering breakdown insurance for your plant and machinery.

Property Owners Liability

If you are a land or property owner, it is essential for you to consider Property Owners Liability cover. This policy enables you to meet any costs and damages awarded to a third party if they suffer an injury following an accident on, or linked to, your ownership of land or premises.

SPF will be able to organise a competitive placement for you.

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Whatever your enquiry, we will endeavour to be of assistance to you. Please feel free to call us or complete our enquiry form below.


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