INTERNATIONAL MORTGAGES

SPF is one of the few UK mortgage brokerages to have an international mortgage desk, dedicated to advising clients buying abroad. The process of buying international real estate varies from country to country – and it’s no secret that dealing with overseas banks and agents, especially if there’s a language barrier, can be both demanding and time-consuming.

We have over 30 years of experience in arranging finance on prime overseas property. Our team are multi-lingual, with access to a panel of niche international lenders and private banks. We manage the overseas mortgage transaction to completion, liaising with all parties involved throughout.

We’re highly knowledgeable in dealing with specialist mortgages. Our terms are bespoke and our depth of experience is invaluable when it comes to selecting the right lender. Optimum lending also considers factors such as wealth and inheritance tax planning.

Discretion is at the heart of our relationship with every client, and all enquiries are treated in the strictest confidence. We advise clients to look to buy in the following countries: 

• France and Monaco

• Spain

• Portugal

• Italy

• Switzerland

• Caribbean

Countries further afield are considered on a case-by-case basis.

Please note: We may charge a fee for the advice we provide. This fee will be dependent upon your personal circumstances and will be agreed upon with you after we have fully understood your requirements. Any fee is usually payable upon successful completion of your mortgage.

Changes in the exchange rate may increase the sterling equivalent of your debt.

To find out how we can help you secure an international mortgage, please contact us today or complete our enquiry form.