HIGH-NET WORTH MORTGAGES

At SPF Private Clients, we work closely with clients that fit the high-net-worth criteria to secure mortgages of a larger value.

ADVICE ON HIGH-VALUE MORTGAGES

High-net-worth mortgages are a specialist mortgage type for high-net-worth individuals (HNWIs). We work with HNWIs to secure a mortgage on their behalf, offering expert advice, guidance, and support while doing so.
Our high-net-worth mortgage advisers are experienced in the field, maintaining exceptional relationships with lenders. We can manage more complex mortgage applications, such as high-net-worth mortgages. There’s a reason we’ve been trusted by thousands of clients for over two decades:
  • Tailored mortgage advice
  • Premium and transparent services
  • Finding solutions when others fail to
  • Negotiating the best terms for you
  • Access to high-value mortgage options from private banks, specialist lenders, and high-street banks
 
We will work on your behalf to find the most suitable high-net-worth mortgage lenders. In some cases, securing a mortgage of high net worth can be difficult – but not for SPF Private Clients. We understand which lenders are best to approach for high-value mortgage types.
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Whatever your enquiry, we will endeavour to be of assistance to you. Please feel free to call us or complete our enquiry form below.

HELPING HIGH-NET-WORTH CLIENTS

Rest assured that by choosing SPF Private Clients for expert mortgage advice and guidance, you’ll have the best chance at securing a high-net-worth mortgage. Our high-net-worth advisers work alongside many HNWIs, learning to understand their circumstances and requirements. 

We are familiar with working with more complicated income sources, which is a great benefit when it comes to working with HNWIs. As a whole-of-market brokerage, we will connect you to the most appropriate lender. 

To further discuss our services available for HNWIs, please don’t hesitate to contact us. 

FAQs

A high-net-worth client is defined by having either £300k annual net income or £3m+ in net assets. 

High-net-worth mortgage advisers connect you with private banks or lenders to secure a high-value mortgage. At SPF Private Clients, we have a team of high-worth mortgage advisers who have close-knit relationships with lenders, providing you with high-value mortgage options to consider.

The income sources you can use when applying for a high-net-worth mortgage will vary depending on the lender or private bank. Traditionally they will accept a wider range of income sources, such as bonuses and commissions, dividends from stocks and shares, foreign currency earnings, or combinations of multiple incomes.

RELATED GUIDES

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