Mortgage Adviser London
- Over 25 years experience providing expert mortgage advice in London to clients
- Range of expertise from Residential, Buy-to-Let and Specialist mortgages
- We provide a personalised and transparent service to all our London-based clients
Our Mortgage Services in London
Our London mortgage advisers are here to help you turn your property plans into reality. At SPF Private Clients, we shape our advice around you – whether that’s buying your first home, remortgaging to unlock a better deal, or investing in one of the city’s landmark addresses.
From stylish apartments in Shoreditch to period homes in Hampstead, we’ll guide you with expert insight, market know-how and a personal approach that makes every step simpler.
We off advice across a wide range of residential mortgage products, from helping first-time buyers get on to the property ladder to assisting clients with their remortgage requirements or when moving home.
Our expert team provides a comprehensive service for landlords of all kinds, from those with one or two properties right up to 150+ property portfolios spanning residential, commercial and mixed use.
Whether you are over 55, an expat, looking to start a self-build project or considering buying abroad we can help. We have experts across a wide range of specialist mortgage types who can advise you on the best approach.
If you are looking for bridging, auction or refurbishment finance our expert short-term finance team can help guide you through the different options and lenders to find the most cost-effective finance.
Why Use a Mortgage Broker?
It is predicted that 89% of all mortgages in 2025 will be organised via an adviser or broker (source IMLA). Working with a independent, whole of market mortgage adviser can save you a great deal of time, stress and money, and you’ll gain invaluable advice throughout the process, and even post-completion. They’ll look to secure you the best deal, and can often access lenders, rates and financing that is not available to the general public.
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Other Services
While our London team is here to take care of your mortgage needs, SPF is more than just a mortgage brokerage. With over 200 experts across the UK (and international teams too), we provide expert support across insurance & protection, commercial finance and financial planning.
In 2022, we became part of the global Howden Group, the UK’s fifth-largest employee-owned business and one of the world’s leading insurance groups. That means our clients benefit from the personal service of a boutique broker, backed by the strength and resources of a global organisation.
Speak to a London Mortgage Expert
Let’s work together to figure out your needs. We prioritise communication, working closely alongside you until we find the best mortgage product to suit your circumstances. Our trusted and reliable team have helped many clients along the way. For expert mortgage advice and ongoing support, send us your enquiry using the form and one of our team will be in contact.
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FAQs
Yes – and that’s important. Being independent means we’re not tied to one lender. Instead, we search the whole market to find the mortgage that’s right for you, not just what’s easiest for the bank.
We’ll always be transparent with you. We may charge a fee for the advice we provide; this fee will be dependent upon your personal circumstances and will be agreed with you after we have fully understood your requirements. Any fee is payable upon successful completion of your transaction, unless agreed otherwise.
No, we also assist international clients looking to buy property in London. Our advisers can guide you through UK mortgage options, plus advise on specific income and lender requirements.
We know time is important in a fast-moving market. Our London team can provide initial guidance promptly and work with you to move your application efficiently, keeping you informed every step of the way.
Our London team can support you with everything from your first residential mortgage to remortgaging, Buy-to-Let investments, or more specialist options like expat or self-build mortgages. We’ll guide you through the process step by step so you can make confident decisions.
Our London mortgage advisers specialise in a wide range of specialist mortgage services to meet your unique needs:
- Later Life Lending: Tailored solutions for clients over 55, including equity release and retirement interest-only mortgages.
- Expat mortgages: Expert advice for expatriates looking to purchase property in the UK, navigating the complexities of international income and tax considerations.
- Self-Build mortgages: Support for those looking to finance their own construction projects, from planning to completion.
- Short-term finance: Expert advice if you are looking for bridging, refurbishment or auction finance.
Our experienced team is here to guide you through every step of the process, ensuring you find the right mortgage solution tailored to your circumstances.