Working and living abroad can be an exciting opportunity but for many people it is only a temporary situation and at some point they plan to return to the UK.

If you are in this position you may prefer to retain ownership of your UK property while you move overseas, renting it out to cover the mortgage and keep a foothold on the property ladder while you are gone. Alternatively, you may be planning to purchase a property in the UK in preparation for your return home at some point, renting it out in the meantime.

Expats may find it trickier to get funding than those living in the UK but this is where SPF can help. Our team of advisers has plenty of experience in helping expats finance their UK property purchase and will know the best lenders to approach. Not only will you have access to competitive rates, we will also manage the entire mortgage transaction on your behalf – particularly useful if you are based overseas so can’t easily speak to lenders.

Your home may be repossessed if you do not keep up repayments on your mortgage. Changes in the exchange rate may increase the sterling equivalent of your debt.

We may charge a fee for the advice we provide; this fee will be dependent upon your personal circumstances and will be agreed with you after we have fully understood your requirements. Any fee is usually payable upon successful completion of your mortgage.