Lifetime mortgages: Modern financial solutions for later life
In the world of later life finance, things have changed dramatically over recent years. Gone are the days of restrictive equity release products that once dominated the market and were of dubious quality. “Today, lifetime mortgages offer flexibility, security and peace of mind for homeowners aged 55 and over.” says Andy Shaw, Director of Later […]
Making Inheritance Tax work for you: How Life Insurance can help
“For high-net-worth individuals, inheritance tax planning is a crucial aspect of wealth management,” says Rob May, director of life and inheritance tax at SPF. “If you are dealing with clients that have multi-million-pound estates, and are facing a substantial 40% tax bill, it’s understandable why this tax triggers strong emotions. These people have spent their […]
The reality behind Grand Designs: Financing a self-build project
If you have the ambition to build your dream home, there’s a lot to consider. While popular TV shows like Grand Designs showcase impressive self-build projects, they often gloss over the complex financial planning, and practical challenges behind the scenes. Self-build projects are defined as those where someone directly organises the design and construction of […]
First-time buyers: Act fast or wait?
Taking your first step on the property ladder is a big deal, and it’s most likely the largest expense you’ve faced so far. But while the end goal of home ownership is exciting, the journey to secure the finances for a mortgage can be overwhelming if you don’t have the right support in place. “There […]
Insurance coverage for flood damage in London: What you need to know
“Across December 2024 and January 2025 there has been a number of headlines relating to storms. The damage this can cause to property is a serious consideration for our home insurance clients. However there is also the serious impact that heavy rainfall can have, and in some instances this can pose a greater threat of […]
SPF Private Clients launches Business Finance division
SPF Private Clients (SPF) is launching a Business Finance division to assist small and medium-sized enterprise (SME) owners access competitive funding solutions. Craig Ashton and Tom Naidu will draw upon their backgrounds in business finance and commercial lending to offer the full range of business finance solutions to existing clients of SPF and parent company […]
SPF Private Clients opens Dubai office
SPF Private Clients (SPF) continues its expansion plans with the launch of an office in Dubai, moving a director from London to head up the team. The award-winning financial services intermediary intends for the Dubai office to serve as a hub for further expansion into the United Arab Emirates (UAE) and wider region. Marcus Hodges, […]
Howden’s new headquarters for the North-West officially open
This week saw the official opening of Howden House, Howden’s new headquarters for the North West, within which SPF has a long-established team of advisers. Our team was joined by Carl Shuker (CEO, Howden UK&I Retail) and other senior leaders and colleagues from across the business. Ayrton Fielding, director at SPF, says: “Moving into this […]
Reaction to the Autumn Budget 2024
Chancellor of the Exchequer, Rachel Reeves, delivered the Labour government’s first Budget on 30 October with a promise to “restore economic stability” and “invest, invest, invest” to promote growth. In her statement, she outlined a number of new tax and spending measures that she said would create “an economy that is growing, creating wealth and […]
David Yeadon secures £26.8m development loan
On behalf of Bicester Motion, the 444-acre future mobility estate in Bicester, Oxfordshire, David Yeadon has secured a £26.8m development loan from Cain International to fund the delivery of the estate’s latest development, designed for headquarters buildings for innovative transport technology companies. Phase One, The Ranges, will be the new headquarters for Mercedes-Benz Group-owned YASA, […]