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"We are writing to thank you for the great support you gave us during our uncertainty about what to do about the mortgage "

Mr & Mrs C, Retired

"Your advice was always perfectly clear and you gave us a professional service of the highest order." What we arranged: Our clients were looking for a tracker mortgage in order to take advantage of recent cuts to the Bank of England Base Rate. Their SPF consultant searched the market and found a competitive 3 year tracker rate which met with their requirements. The clients then redeemed their existing mortgage and completed on the new mortgage allowing them to take advantage of lower monthly mortgage repayments.

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Market comment

Market comment

Mark Harris
Chief Executive

17 May 2013

Number of first-time buyers rises by a fifth as housing market continues to improve

The mortgage market continues to prosper as those all-important first-time buyers return to the market, according to the Council of Mortgage Lenders (CML). The number of first-time buyers increased by 20 per cent in March, says the CML, with 19,400 loans advanced compared to 15,900 in February.