Property purchase
If you are about to buy a house, it is highly likely that you will need a residential mortgage for your property. There is a wide range of residential mortgages available, such as fixed rate, base-rate tracker, discounted-variable rate deals and many more.
With so many residential mortgages to choose from, it can be confusing, particularly if you are a first-time buyer. The best way of finding the right mortgage for your circumstances is to use an independent mortgage broker such as SPF. We have access to a wide range of mortgage deals for house purchase, as well as a number of exclusive deals, so should be able to find the right residential mortgage for you.
| Initial Rate | Until | Subsequent Rate | The Overall Cost for Comparison | Early Repayment Charge | More Details |
| 2.45%
|
Tracker until 31/03/14 |
4.00%
|
3.90% APR
|
Apply until 31/03/14 |
|
| 2.49%
|
Tracker & Fix until 31/03/17 |
5.99%
|
5.00% APR
|
Apply until 31/03/17 |
|
| 2.89%
|
Discount until 31/03/14 |
4.59%
|
4.40% APR
|
None |
|
| 3.49%
|
Fixed until 31/03/17 |
5.99%
|
5.10% APR
|
Apply until 31/03/17 |
|
| 3.89%
|
Fixed until 31/03/17 |
4.49%
|
4.60% APR
|
None |
|

"My consultant was fantastic and exceeded my expectations. I will and have recommended you to others."
Mr G, Solicitor
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"Our consultant has handled our last number of remortgages and I cannot speak highly enough of the quality of service provided."
Mr M, Tutor
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