First time buyer
If you are a first-time buyer, choosing a mortgage may seem an extremely confusing process. How do you know whether now is a good time to buy? How much can you borrow and which is the right first-time buyer mortgage for your circumstances?
If you are buying your first home, the most important thing you can do is seek advice. This is where Savills Private Finance can help. Our consultants have arranged plenty of mortgages for first-time buyers.
We can help work out how much you can borrow on your first mortgage, discuss the types of loan available and recommend the right loan for your circumstances.
For buyers interested in one of the government's affordable home ownership schemes, including Shared Ownership, HomeBuy, Key Worker Living or Right To Buy, our specialist affordable home ownership team, SPF Sherwins, can help you. Please call 0800 652 2365, email enquiries@spfsherwins.co.uk or visit www.spfsherwins.co.uk for further information.
| Initial Rate | Until | Subsequent Rate | The Overall Cost for Comparison | Early Repayment Charge | More Details |
| 1.84%
|
Tracker for 24 months |
4.99%
|
4.60% APR
|
Apply for 24 months |
|
| 2.49%
|
Tracker for 24 months |
4.99%
|
4.70% APR
|
Apply for 24 months |
|
| 2.89%
|
Fixed until 30/04/12 |
4.99%
|
4.80% APR
|
Apply until 30/04/12 |
|
| 2.89%
|
Tracker for term |
2.89%
|
3.10% APR
|
Apply for 36 months |
|
| 3.49%
|
Offset Tracker for term |
3.49%
|
3.70% APR
|
Apply until 30/04/13 |
|
"My consultant made getting my first mortgage a hassle free experience. "
Miss W, Reporter