First time buyer
If you are a first-time buyer, choosing a mortgage may seem an extremely confusing process. How do you know whether now is a good time to buy? How much can you borrow and which is the right first-time buyer mortgage for your circumstances?
If you are buying your first home, the most important thing you can do is seek advice. This is where SPF can help. Our consultants have arranged plenty of mortgages for first-time buyers.
We can help work out how much you can borrow on your first mortgage, discuss the types of loan available and recommend the right loan for your circumstances.
| Initial Rate | Until | Subsequent Rate | The Overall Cost for Comparison | Early Repayment Charge | More Details |
| 1.74%
|
Fixed until 31/10/15 |
4.00%
|
3.70% APR
|
Apply until 31/10/15 |
|
| 1.89%
|
Tracker until 30/09/15 |
3.99%
|
3.80% APR
|
Apply until 30/09/15 |
|
| 2.35%
|
Variable for term |
2.35%
|
2.40% APR
|
None |
|
| 2.39%
|
Tracker & Fix until 30/06/18 |
3.89%
|
3.70% APR
|
Apply until 30/06/18 |
|
| 2.59%
|
Fixed until 31/10/18 |
4.00%
|
3.50% APR
|
Apply until 31/10/18 |
|
"My consultant made getting my first mortgage a hassle free experience. "
Miss W, Reporter