Residential mortgages

 

If you are looking for a mortgage for your main residence, whether you are buying a new home or remortgaging your existing property, you will require a residential mortgage.

With so many residential mortgages to choose from, the best way of finding the right mortgage for your circumstances is to use an independent mortgage broker such as SPF. We have access to all the mortgages on the market, with some great rates, as well as a number of exclusive deals, so should be able to find the right residential mortgage for you, whether you are a first-time buyer, remortgaging or self-employed.

Residential - Best Buy

Initial RateUntilSubsequent RateThe Overall Cost for ComparisonEarly Repayment ChargeMore Details
1.74% Fixed until 31/10/15 4.00% 3.70% APR Apply until 31/10/15  
1.99% Tracker until 30/09/15 3.99% 3.80% APR Apply until 30/09/15  
2.35% Variable for term 2.35% 2.40% APR None  
2.39% Tracker & Fix until 30/06/18 3.89% 3.70% APR Apply until 30/06/18  
2.59% Fixed until 31/10/18 4.00% 3.50% APR Apply until 31/10/18  
Mr M, Tutor
"Our consultant has handled our last number of remortgages and I cannot speak highly enough of the quality of service provided."

Mr M, Tutor

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Mr H, Banker
"Excellent service. My consultant was referred to me by a friend and I in turn have referred him to people I know."

Mr H, Banker

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Tel +44 (0) 870 900 7762

Mortgage calculator

 
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Market comment

Mark Harris
Chief Executive

17 May 2013

Number of first-time buyers rises by a fifth as housing market continues to improve

The mortgage market continues to prosper as those all-important first-time buyers return to the market, according to the Council of Mortgage Lenders (CML). The number of first-time buyers increased by 20 per cent in March, says the CML, with 19,400 loans advanced compared to 15,900 in February.