Residential mortgages
If you are looking for a mortgage for your main residence, whether you are buying a new home or remortgaging your existing property, you will require a residential mortgage.
With so many residential mortgages to choose from, the best way of finding the right mortgage for your circumstances is to use an independent mortgage broker such as SPF. We have access to all the mortgages on the market, with some great rates, as well as a number of exclusive deals, so should be able to find the right residential mortgage for you, whether you are a first-time buyer, remortgaging or self-employed.
| Initial Rate | Until | Subsequent Rate | The Overall Cost for Comparison | Early Repayment Charge | More Details |
| 2.95%
|
Tracker until 30/06/14 |
4.74%
|
4.60% APR
|
Apply until 30/06/14 |
|
| 3.18%
|
Fixed until 30/06/14 |
4.74%
|
4.70% APR
|
Apply until 30/06/14 |
|
| 3.44%
|
Tracker for term |
3.44%
|
3.60% APR
|
None |
|
| 3.29%
|
Tracker & Fix until 31/05/17 |
3.89%
|
4.10% APR
|
Apply until 31/05/17 |
|
| 3.29%
|
Tracker until 31/05/14 |
3.89%
|
4.00% APR
|
Apply until 31/05/14 |
|

"Our consultant has handled our last number of remortgages and I cannot speak highly enough of the quality of service provided."
Mr M, Tutor
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"Excellent service. My consultant was referred to me by a friend and I in turn have referred him to people I know."
Mr H, Banker
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