Buy-to-let
If you are renting out a property, you will need a buy-to-let mortgage. The main difference between buy-to-let mortgages and a mortgage on your own home is that the rental income is taken into account by the lender when deciding how much you can borrow, rather than your income. This enables you to develop a portfolio of several buy-to-let properties if you wish.
Our landlord clients range from those with one or two buy-to-let mortgages to experienced investors managing a portfolio of more than one hundred investment dwellings. So whether you are looking to buy to rent for the first time or to expand a portfolio, we are here to help.
SPF can also advise on remortgaging your buy-to-let properties to ensure you have the right deal for your circumstances.
| Initial Rate | Until | Subsequent Rate | The Overall Cost for Comparison | Early Repayment Charge | More Details |
| 2.59%
|
Tracker for 24 months |
4.74%
|
4.80% APR
|
Apply in first 24 months |
|
| 2.59%
|
Fixed until 02/08/15 |
4.74%
|
4.70% APR
|
Apply until 02/08/15 |
|
| 3.84%
|
Fix until 31/08/18 |
5.99%
|
5.00% APR
|
Apply until 31/08/18 |
|
| 3.88%
|
Tracker for term |
4.00%
|
4.20% APR
|
Apply for 12 months |
|
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