Your home may be repossessed if you do not keep up repayments on your mortgage
There will be a fee for mortgage advice. A fee of up to 1% of the loan amount is payable. For example, if we arrange a loan of £100,000 the fee will be £1,000. The exact fee charged will depend on the amount of work undertaken. SPF Limited is authorised and regulated by the Financial Conduct Authority. FCA does not regulate some forms of buy to let or commercial mortgages or taxation advice. Approved and issued by SPF Private Clients Limited, City Place House, 55 Basinghall Street, London, EC2V 5DX . SPF is authorised and regulated by the Financial Conduct Authority (FCA).
Foreign Currency Mortgages
Changes in the exchange rate may increase the Sterling equivalent of your debt.
SPF is authorised and regulated by the Financial Conduct Authority (FCA).
The FCA does not regulate some forms of buy to let and commercial mortgages, National Savings accounts and taxation advice.
The value of investments in unit-linked life and pensions products, ISA's OEIC's, unit trusts and investments trusts may fall as well as rise and you may not get back the full amount invested.
Life and pensions products are intended as long term investments as are, in general, ISA's, OEIC's, Unit Trusts and Investment Trusts.
The return on with profits funds depends on the profits made by the life office and on its policy as to their distribution (whether on early encashment or in adverse market conditions or other circumstances). Tax relief's referred to are those currently applying and their value depends on the individual circumstances of the investor.
Levels and bases of, and relief's from, taxation are subject to change. Any relief's referred to are those currently applying.
Past performance should not be taken as an indicator of future performance
SPF is authorised and regulated by the Financial Conduct Authority (FCA)