Important information

Mortgages

Your home may be repossessed if you do not keep up repayments on your mortgage

There will be a fee for mortgage advice. The precise amount will depend upon your circumstances and loan amount, we estimate that the fee will be 0.67% of the amount borrowed. SPF Limited is authorised and regulated by the Financial Conduct Authority. FCA does not regulate some forms of buy to let or commercial mortgages or taxation advice. Approved and issued by SPF Limited, 25 Finsbury Circus, London EC2M 7EE.

SPF is authorised and regulated by the Financial Conduct Authority (FCA).

Foreign Currency Mortgages

Changes in the exchange rate may increase the Sterling equivalent of your debt.

Investment business

SPF is authorised and regulated by the Financial Conduct Authority (FCA).

The FCA does not regulate some forms of buy to let and commercial mortgages, National Savings accounts and taxation advice.

The value of investments in unit-linked life and pensions products, ISA's OEIC's, unit trusts and investments trusts may fall as well as rise and you may not get back the full amount invested.

Life and pensions products are intended as long term investments as are, in general, ISA's, OEIC's, Unit Trusts and Investment Trusts.

The return on with profits funds depends on the profits made by the life office and on its policy as to their distribution (whether on early encashment or in adverse market conditions or other circumstances). Tax relief's referred to are those currently applying and their value depends on the individual circumstances of the investor.

Levels and bases of, and relief's from, taxation are subject to change. Any relief's referred to are those currently applying.

Past performance should not be taken as an indicator of future performance

General Insurance

SPF is authorised and regulated by the Financial Conduct Authority (FCA)

Please see full our full Terms & Conditions and Privacy Policy.

 

Tel +44 (0) 870 900 7762