Preparing for retirement requires thought and planning. It is something many of us put off for as long as possible but the sooner you start saving into a pension, the greater your income in retirement is likely to be. After all, the basic State pension is unlikely to provide the standard of living you want.
You may have a variety of pensions from previous employers and a number of options available with your current firm. Whether you are considering transferring these into a new personal pension plan or self-invested personal pension (Sipp), SPF can help. We can provide an overall strategy to bring together pensions and other investments to form cohesive retirement planning.