Case studies

"I was so grateful to be advised that I could replace my existing Life & Critical Illness Cover for the same level of cover at a cheaper premium, whilst at the same time, accessing a far more comprehensive policy. Knowing my new policy covers far more Critical Illness definitions, gives me far greater peace of mind.'' What we arranged: The client's previous Life & Critical Illness policy covered 4 additional critical illness definitions in addition to the standard 23 ABI (Association of British Insurers) definitions all policies now cover as standard. The new policy however covered an additional 14 critical illnesses and thus provided the client with a far more comprehensive policy. Furthermore, the monthly premium on the new policy was lower than that of the existing one. Although the cost saving was attractive to the client, the peace of mind generated by a more comprehensive policy proved the more important reasoning for the review and subsequent replacement of her Life and Critical Illness policy.