If you require a mortgage to buy in France there are a number of considerations to take into account which can seem daunting. Most UK lenders cannot take a charge on property overseas and approaching a French bank directly for a loan can be fraught with difficulties, particularly if you do not speak the local language or are not familiar with cultural differences. In addition, it is important to take advice on the ownership structure as inheritance laws in France can have serious consequences and it is important to understand the implications there will be for any mortgage.
SPF has a team of professionals experienced in overseas property purchase and international mortgage advice. As a fully independent mortgage broker we will liaise with an extensive panel of international and local lenders as well as Private Banks, to find the most competitive finance for your circumstances. This provides you with access to exclusive products and enhanced choice with competitive rates when buying abroad.