Areas where we can advise are:

• Staff pension schemes, including advising on appropriate levels of company pension contributions.
• Stakeholder pensions.
• Death in service and permanent health insurance schemes to provide a lump sum or income to employees or their dependants in the event of death or illness.
• Private medical insurance.
• Personal financial counselling through seminars and one-to-one meetings on site.

Our consultants can also assist company directors on the following complex issues:

• Directors' pension schemes (SSASs and EPPs) where very large tax deductible contributions can be paid and the pension used to help the company's business.
• Key Staff insurance, which enables a company's profits to withstand the loss of a key employee.
• Share Purchase Agreements, which ensure fellow directors, can afford to purchase another director's shares in event of his or her death.
• Remuneration Planning - including salary versus dividends, versus pension contributions.
• Obtaining finance for new properties and projects.